Corporate Fixed Deposits
Higher-yielding, rated company FDs to add ballast and income to your portfolio.
Overview
Corporate fixed deposits, issued by reputed companies and NBFCs, typically offer higher interest than bank FDs. With careful issuer selection and laddering, they can add reliable income to the stable part of your portfolio.
We focus on highly-rated issuers, spread your maturities, and keep the allocation prudent so you earn more without taking undue risk.
What’s included
Rated company FDs
We stick to high credit-rating issuers to keep risk in check.
Higher interest
Yields are usually above bank FDs for a comparable tenure.
Laddering strategy
Staggered maturities give you liquidity and reduce reinvestment risk.
Income structuring
Choose cumulative or periodic payout to match your cash-flow needs.
Who it’s for
- Conservative investors seeking better-than-bank returns
- Retirees wanting regular interest payouts
- Investors building a fixed-income ladder
- Those parking medium-term money safely
Our process
- 1
Define the need
Tenure, payout frequency and how much fixed income you want.
- 2
Screen issuers
We shortlist deposits by credit rating, history and yield.
- 3
Ladder maturities
We spread investments so money matures at useful intervals.
- 4
Track & reinvest
We monitor ratings and help you reinvest as deposits mature.
Frequently asked questions
They carry more risk than bank FDs since they’re not deposit-insured, so issuer quality matters. We recommend only highly-rated companies.
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.