Bonds
RBI, capital-gain and corporate bonds for stable, predictable income.
Overview
Bonds add ballast to a portfolio — predictable income and lower volatility to balance the growth from equities. From sovereign-backed RBI bonds to capital-gain (54EC) and rated corporate bonds, the right instrument depends on your goal and tax situation.
We help you choose bonds that fit your income needs and risk comfort, and slot them sensibly into your overall plan.
What’s included
RBI floating-rate bonds
Government-backed bonds with a periodically reset, attractive coupon.
Capital-gain (54EC) bonds
Save long-term capital-gains tax on property by investing within the window.
Rated corporate bonds
Higher yields from quality issuers, chosen with credit risk in mind.
Who it’s for
- Retirees and near-retirees wanting steady income
- Conservative investors seeking lower volatility
- Investors with property capital gains to save (54EC)
- Those wanting sovereign-backed safety
Our process
- 1
Clarify the objective
Income, safety or tax-saving — the goal drives the choice of bond.
- 2
Match the instrument
We map RBI, 54EC or corporate bonds to your need and horizon.
- 3
Assess the risk
For corporate bonds we weigh credit rating and issuer quality carefully.
- 4
Integrate & monitor
We fit bonds into your asset allocation and keep an eye on maturities.
Frequently asked questions
Government bonds carry very low credit risk; corporate bonds carry more, depending on the issuer. We always factor in credit quality and interest-rate risk.
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.