How much of the NPS corpus can I withdraw at retirement?

At retirement you can take part of the corpus as a lump sum, while the remainder buys an annuity that pays a regular pension. We explain the current split and your annuity options.

Which NPS scheme or allocation should I choose?

NPS lets you set your equity-debt mix through Active or Auto choice, where Auto gradually reduces equity as you age. We help you choose based on your risk appetite and horizon.

FAQs

National Pension System FAQs

Common questions about national pension system, answered clearly.

Under the old tax regime, NPS gives an additional deduction of up to ₹50,000 under Section 80CCD(1B) — over and above the ₹1.5 lakh limit under Section 80C — so you can claim up to ₹2 lakh in total. Salaried investors can also claim their employer’s NPS contribution under Section 80CCD(2), within prescribed limits; this employer benefit is available under the new regime as well. We confirm the current limits and how they apply to your case.

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