Financial Calculator
SWP Calculator
Estimate withdrawal sustainability, remaining balance and corpus growth with clear breakdowns.
₹50,00,000
₹30,000
8%
20 yr
Returns are assumed and for illustration only. Actual returns vary and are subject to market risk.
A Systematic Withdrawal Plan (SWP) helps you generate a steady income while potentially keeping your investment growing. It works best when your withdrawal rate and expected growth are balanced.
Total withdrawn
₹72.00 L
Balance after 20 yr
₹69.63 L
Year 0Year 20
Remaining corpus
Your corpus comfortably outlasts 20 years at this withdrawal rate.
Insight: Keep withdrawals below the expected return and your corpus can outlive you.
Best practices
- Choose a withdrawal amount below your expected returns for longevity
- Increase withdrawals cautiously for inflation
- Review regularly versus market performance
- Helps provide post-retirement income without redeeming all at once
Important reminders
- Withdrawals exceeding growth will eventually exhaust the corpus
- Returns fluctuate; a buffer is wise
- Track taxes on capital gains if applicable
- Consult a financial advisor for your specific needs
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.