SIP Step Up Calculator
See the power of increasing your SIP each year — boost your wealth by stepping up regularly.
Gradually increasing your SIP each year helps you keep pace with income growth and inflation, and reach much larger financial goals without the pain of a high initial investment. Small yearly increases can lead to a massive boost in long-term wealth.
Invested
₹38.13 L
Est. returns
₹48.71 L
Total value
₹86.84 L
Stepping up 10% a year grows your corpus by ₹36.38 L versus a flat SIP.
Insight: Step up your SIP by just 10% a year and the final corpus can nearly double.
Benefits of Step-Up SIP
- Accelerates wealth creation as your salary grows
- Helps beat inflation over the long term
- Achieve bigger targets with a gradual increase
- Promotes a disciplined savings habit
Things to remember
- Step-ups should match your realistic income growth
- Don’t overstretch — raise SIPs gradually
- Long-term discipline rewards more than short, quick jumps
- Consult an advisor for your ideal plan
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.