Retirement Corpus Calculator
Estimate the monthly SIP needed to achieve a comfortable retirement, accounting for inflation and returns.
Building a retirement corpus requires careful estimation and discipline. Factor in the rising cost of living, realistic returns, and allow a buffer for healthcare and unexpected events. Start early to enjoy the benefits of compounding, and review your plan periodically.
Expense at retirement
₹2.87 L
Corpus required
₹7.64 Cr
Monthly SIP needed
₹21,651
To retire at 60 and sustain your lifestyle till 85, target a corpus of ₹7.64 Cr.
Insight: Inflation halves purchasing power roughly every 12 years — plan for the corpus, not today’s expenses.
Considerations
- Account for inflation realistically
- Plan for at least 20–30 years after retirement
- Consider health and emergency needs
- Prefer low withdrawal rates post-retirement
Best practices
- Start saving for retirement as soon as possible
- Review and increase your SIPs regularly
- Balance safety and growth in investment choices
- Consult a financial advisor for personalised advice
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.