Financial Calculator
Goal Calculator
Plan any goal and calculate the monthly SIP required to achieve it.
₹50,00,000
10 yr
12%
Returns are assumed and for illustration only. Actual returns vary and are subject to market risk.
Set any financial goal — a home, a car, an education fund — and work backwards. This calculator tells you the monthly SIP, or one-time lump sum, required to reach that target within your chosen timeframe at an assumed rate of return.
Monthly SIP needed
₹21,520
Or one-time lump sum
₹16.10 L
Goal amount
₹50.00 L
Year 0Year 10
Total valueInvested
Insight: Working backwards from the goal tells you exactly what monthly SIP gets you there.
Considerations
- Define the goal amount in today’s value, then adjust for inflation
- Longer horizons need a smaller monthly SIP
- A higher assumed return also carries higher risk
- Review progress at least once a year
Best practices
- Work backwards from the target to fix your monthly SIP
- Automate the SIP so you stay consistent
- Rebalance as the goal date approaches
- Consult a financial advisor for personalised guidance
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.