Child Future & Marriage Calculator
Plan for your child’s milestones — estimate future costs and the required SIP amounts.
Education and wedding costs tend to rise faster than everyday inflation. This calculator projects the future cost of your child’s milestone and the monthly SIP — or one-time lump sum — needed to get there, so you can start early and stay on track.
Future cost
₹79.30 L
Monthly SIP needed
₹15,717
Or invest lump sum
₹14.49 L
In 15 years this goal is likely to cost ₹79.30 L after 8% inflation.
Insight: Education costs rise faster than general inflation — the earlier you start, the lighter the SIP.
Considerations
- Education and wedding costs often outpace general inflation
- Start as early as possible to keep the monthly SIP light
- Revisit the goal cost every few years and adjust
- Keep this goal corpus separate from your retirement savings
Best practices
- Use a realistic education / cost-inflation rate
- Prefer equity for long horizons, shift to safer assets as the goal nears
- Increase the SIP as your income grows
- Consult a financial advisor for a goal-based plan
Ready to redefine your financial freedom?
India is among the world’s top saving nations. But savings alone aren’t enough — your money has to work as hard as you do, spread across asset classes so it keeps pace with inflation and protects the purchasing power of the rupee.